UNSECURED PERSONAL LOANS

The USPL product has the best rate in town and it’s being designed to suit the budget of all our clients.

We provide special rates on specials events such as Mothers’ Day to all our clients nationwide.

The product has flexible repayment terms, and fortnightly repayments that are within the budget of all our clients.

PDF forms to be download and it must be in re-writable PDF format. Customer must be able to complete the form online and print for signing and submission.

Unsecured Personal Loan (USPL)

Loans that aren't backed by an asset such as a car or home. The personal loans with the best rate and repayment schedule you can afford!

Visit our nearest branch office or download the application form now and apply today.

Term Deposit

Handy Finance Limited is now accepting Term Deposits with 3% Rate

Invest with Handy Finance today and Reap huge Tomorrow!

Motor Vehicle Loan (MVL)

Handy Finance Limited is now giving out Motor Vehicle Loans to interested Clients. Please do not hesitate to contact us for more details.

Call +323 5274/7839 or email enquiries@handyfinance.com.pg.

Eligible Customers (strictly):

CAT A: Government Employees
  • Permanent Government Employees
  • Is not on suspension or any disciplinary offence
  • More than two (2) years in employment
  • Not on retrenchment list
  • No defaults records with other Lenders
  • Must meet all Loan Requirements stated on the next column
  • Net Salary above 50% cut-off mark
CAT B: Private Company Employees
  • Company has existing LPA with Handy Finance. Interested employees to contact Handy Finance Head Office
  • Permanent Employees
  • Is not on suspension or any disciplinary offence
  • More than two (2) years in employment
  • Not on retrenchment list
  • No defaults records with other Lenders
  • Must meet all Loan Requirements stated on the next column
  • Healthy Net Wages

Loan application requirements:

CAT A: Government Employees
  • Fully completed Loan Application Form
  • Confirmation of Letter of Employment - ( All New Clients)
  • Provide PVA (Government or Dept. Education)
  • Provide 3 x Latest Original Pay Slips
  • Recent Bank Account Statements
  • Statutory Declaration Form ( Handy Finance issued )
  • Copy of Identification Card, Current and Valid
  • Confirmation of Duty from Principal/Headmaster ( Teachers- Compulsory)
  • Copy of Duty Summary Resumption ( Teachers - Compulsory)
  • Data Entry Print-out ( All Public Servants only)
  • Not over 55years of Age
CAT B : Private Company Employees
  • Fully completed Loan Application Form
  • Provide 2 x Latest Original Pay Slips. Copies will not be excepted
  • Recent Bank Account Statements
  • Original Copy of Signed and Stamped Split- Pay Form
  • Statutory Declaration Form ( Handy Finance issued )
  • Copy of Identification Card, Current and Valid
  • Confirmation of Letter of Employment - ( All New Clients)
  • Not over 55years of Age

Forms: