UNSECURED PERSONAL LOANS

The USPL product has the best rate in town and it’s be designed to suit the budget of all our clients.

We provide special rates on specials events such as Mothers’ Day to all our clients nationwide.

The product has flexible repayment terms, and fortnightly repayments that are within the budget of all our clients.

PDF forms to be download and it must be in rewritable PDF format. Customer must be able to complete the form online and print for signing and submission.

MICRO SMALL MEDIUM ENTREPRENEURSHIP

This product is designed to target all small business owners of PNG and individual private businesses who are keen to become successful!

Handy Finance has developed this product and its currently used in Fiji

HIRE PURCHASE

Hire Purchase is designed to assist our clients obtain items from shops that they desire to have without payment of cash!

Handy Finance will provide credit facility with selected household goods suppliers for our customers to collect both brown and white goods and electronic items on credit!

Eligible Customers (strictly):

CAT A: Government Employees
  • Permanent Government Employees
  • Is not on suspension or any disciplinary offence
  • More than two (2) years in employment
  • Not on retrenchment list
  • No defaults records with other Lenders
  • Must meet all Loan Requirements stated on the next column
  • Net Salary above 50% cut-off mark
CAT B: Private Company Employees
  • Company has existing LPA with Handy Finance. Interested employees to contact Handy Finance Head Office
  • Permanent Employees
  • Is not on suspension or any disciplinary offence
  • More than two (2) years in employment
  • Not on retrenchment list
  • No defaults records with other Lenders
  • Must meet all Loan Requirements stated on the next column
  • Healthy Net Wages

Loan application requirements:

CAT A: Government Employees
  • Fully completed Loan Application Form
  • Confirmation of Letter of Employment - ( All New Clients)
  • Provide PVA (Government or Dept. Education)
  • Provide 3 x Latest Original Pay Slips
  • Recent Bank Account Statements
  • Statutory Declaration Form ( Handy Finance issued )
  • Copy of Identification Card, Current and Valid
  • Confirmation of Duty from Principal/Headmaster ( Teachers- Compulsory)
  • Copy of Duty Summary Resumption ( Teachers - Compulsory)
  • Data Entry Print-out ( All Public Servants only)
  • Not over 55years of Age
CAT B : Private Company Employees
  • Fully completed Loan Application Form
  • Provide 2 x Latest Original Pay Slips. Copies will not be excepted
  • Recent Bank Account Statements
  • Original Copy of Signed and Stamped Split- Pay Form
  • Statutory Declaration Form ( Handy Finance issued )
  • Copy of Identification Card, Current and Valid
  • Confirmation of Letter of Employment - ( All New Clients)
  • Not over 55years of Age

Forms: